Cleared for Launch

The ‘new look’ at Loden, Fraze &  Associates!


Not Your Dad’s Accountant
One in a Million
Business as (Anything But) Usual


Business Services

Business Services

Corporation, Partnership, LLC and Non-Profits
Audit, Review, Compilation and Specific Engagements
Interim CFO and Controller Services
Financial Analysis and Cash Flow


Business  Solutions

Business Solutions

Incorporation and LLCs
Operational Analysis and Think Tank
Monthly and Quarterly Bookkeeping
Succession and Estate Planning

Individual Services

Individual Services

Tax Preparation
Federal and State
IRS Representation
Financial  Planning

Franchise Accounting & Reporting

Franchise Accounting & Reporting

Detailed Monthly Reporting
Timely Bookkeeping
Franchisor Compliance Reporting
Margin and Trend Analysis

LFA Team

Scott T. Loden, Partner

Scott T. Loden, Partner

Before starting Loden, Fraze and Associates, Scott Loden spent many years in the commercial development and residential property  management industries.  When given the opportunity to join Tampa public accounting firm Broyles and Rooks, PA, Scott took advantage of the chance.  In this small firm environment, he was able to see how a two partner firm can have great success and deep productive relationships with clients.  With a diverse client base including doctors, construction companies, farming and cattle, it was a fast track for Scott’s development as a young accountant.

After a few years, Scott moved to Kirkland, Russ, Murphy and Tapp (now CBIZ MHM LLC) a large regional firm.  In an environment where the partners were all former KPMG CPAs, there was a strong commitment to client satisfaction and a high level of competency.  They had an efficient system for work papers and documentation, which they used to develop a unique and successful firm.

Taking the experiences and lessons he acquired from the firms he worked for, Scott then branched out and created Loden, Fraze and Associates, P.A.  The firm was on its way with a foundation of determination, integrity and a whole lot of passion.

Scott is a very relational individual who wants each and every client to be successful while obtaining true balance in life.  His focus is on new development of clients and areas of service, along with managing the tax side of the firm.  Thinking outside the box and using real world techniques, he has developed a strong reputation for insightful tax strategy, technical proficiency, and having the client’s needs and priorities first. Scott is also involved in the financial services provided by the firm and advises in the areas of financial planning, market investments and insurances (life, health, and all the others).

Scott is a life-long resident of the Tampa Bay area and is involved in various community events throughout the surrounding areas.  He continues to serve on various boards and civic organizations, and is very active in youth sports.

Graduate of University of South Florida
Certified Public Accountant 
Member American Institute of CPAs and Florida Institute of CPAs
Contact Scott Loden directly:
Jon K. Fraze, Partner

Jon K. Fraze, Partner

Jon Fraze began his accounting career with a yacht builder in the Tampa Bay area. After 12 years as CFO, he became the CFO of a privately held construction company and worked to take them into the public exchanges.

In 2008, he turned his attention to the world of public accounting and joined Scott Loden to form Loden, Fraze & Associates. Bringing his detailed knowledge of construction and manufacturing accounting practices, he helped put the firm in a unique position to offer services that very few public firms are able to provide – Interim CFO and Controller for Hire work.

Jon is highly regarded for his CFO and Controller for Hire work. He has a passion for systems and implementation, and enjoys working with clients onsite to help them improve their processes. As a trusted advisor, he looks to develop relationships with the firm’s clients that extend outside the accounting world. By understanding the needs of the clients, he can best serve to help them maximize their financial stability. His purpose is to help clients become successful and reach their goals.

Within the firm, Jon oversees the CFO/Controller for Hire services, along with attestation services (Audit, Review, Compilation and Agreed upon Procedures reporting). In addition, he is directly involved with the monthly/quarterly/annually accounting and bookkeeping services work.

Jon is a life-long resident of St. Petersburg and is involved in church and community activities.

Graduate of the University of South Florida
Certified Public Accountant
Member American Institute of CPAs and Florida Institute of CPAs

Contact Jon Fraze directly:

In Our Clients’ Words

I’ve been using Loden, Fraze for three years now and couldn’t be happier. Their team is personally engaged with my team and I, working thru issues and teaching us along the way. The personal service matches our NBC {Nothing Bundt Cakes} culture and I highly recommend them for all of your accounting and tax needs!

Craig H Moore
Nothing Bundt Cakes Franchisee


Scott converted us to Quickbooks, helped us to procure our own Workman’s Comp Policy and guided us in doing our own in-house payroll. All of this has greatly reduced our overhead and added to our bottom line. In addition, the staff at Loden Fraze handles our payroll and unemployment taxes as well as all of our reconciliation and job cost functions on a weekly basis – all done remotely which again, saves us money. Every successful business needs two key partners – a good legal counsel and a good financial counsel. I highly recommend Loden Fraze as your financial counsel and business accountant.

Mike Zelski 
HandyWorks Property Services, Inc 

Even with our family’s sometimes complicated tax situation, Loden, Fraze, & Associates quickly – and thoroughly – completes our returns each year. Scott always knows the right questions to ask, and is able to keep our family compliant with the current tax code, and deliver peace of mind.

When my work  situation  changed, and I had to forge out on my own, Loden, Fraze, & Associates were with me every step of the way. From creation of my corporation to filing quarterly statements, Scott delivered sanity and professionalism that kept us on track and compliant with all of the local, state, and federal codes. It really was a great relief to know we had them in our corner!

– T. Rasmussen


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