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Loden, Fraze & Associates, P.A.
Loden, Fraze & Associates is a St. Petersburg-based CPA firm representing a diverse individual and business clientele. Our clients include corporations, partnerships, proprietorships, estates, trusts and non-profit organizations.

At LFA we pride ourselves in offering personalized accounting services. We are dedicated to provide quality service, on a timely basis, with a personal commitment to excellence. From shareholders to managers to staff, our firm gives attention to the needs and wants of our clients and tailors the services provided to give pertinent, accurate and timely information for the critical decisions made by business owners every day.

Our commitment to excellence requires an investment of resources and time in continuing professional education, state-of-the-art technology and research materials. We assist our clients in reaching their financial goals by going beyond the boundaries of the typical accounting firm.

Our firm's dramatic growth is directly related to receiving referrals from our existing clients. We are very proud of the confidence our clients entrust in us.
  • Scott Loden
  • Jon Fraze
Scott received his Bachelor of Science in Accounting from the University of South Florida in 1995. He is a Certified Public Accountant in the state of Florida.

With a unique blend of public accounting and private sector experience, Scott is able to offer a wide variety of services to the firms diverse client base. He has spent five years in the commercial development and property management industry and has over ten years experience in public accounting.

Scott is fully licensed to provide financial services and investment advice encompassing complete financial planning, from market investments to life insurance. Scott has a key role in the financial services section of the firm.

Scott is a life-long resident of St. Petersburg and is continually involved in community events throughout Pinellas County. He also participates in short term mission projects in third world countries. He currently serves on the Board of Veritas Preparatory Academy and is a member of Calvary Chapel St. Petersburg. He has also served at various levels in church and civic organizations in the community over the years.
Jon received his Bachelor of Science in Accounting from the University of South Florida in 1991. He is a Certified Public Accountant licensed in the State of Florida. He is a member of the American Institute of Certified Public Accountants (AICPA) and the Florida Institute of Certified Public Accountants (FICPA).

He has 20 years of experience in the private and public sectors of accounting. He has spent the majority of his profession career working in the marine and construction industries. He has held the position on Chief Financial Officer for a $100 million luxury yacht manufacturing and sales company. He has also served as a Corporate Controller for several Tampa Bay area companies. The experience and expertise gained through working in the private accounting sector allows him to bring real life solutions to his clients. He has a key role in the Controller and Accounting Services section of the firm.

He is a life-long resident of St. Petersburg and is continually involved in community events throughout Pinellas County. He has previously served as Treasurer on his local church board. He is currently a member of Pinellas Community Church in St. Petersburg and serves as a volunteer youth leader.
Joel Martin received his bachelors degree in Business Administration from the University of South Florida. He is FINRA Series 7, 6, and 63 licensed. For Insurance needs he is licensed for Life, Health and Annuities. Joel has also earned the Chartered Mutual Fund Counselor designation from the College of Financial Planning.

He currently serves on the Board of Florida Beacon College and Seminary. His goal is to focus on values based financial planning and put clients needs above everything. His career began in the Financial Services Industry in 1999.

Away from the office, Joel is a member of Calvary Chapel St. Petersburg. He enjoys playing golf, attending the YMCA and spending time with his family. Joel and his wife Karen and daughter reside in St. Petersburg.

Securities offered through G.A. Repple & Company. A Registered Broker/Dealer and Investment Advisor, Member FINRA & SIPC.

101 Normandy Road
Casselberry FL 32707
(407) 339-9090 www.jmartinfa.com
Scott T. Loden
sloden@lodenfrazecpas.com
Office: (727) 490-7336
Fax: (727) 213-6236

Jon K. Fraze
jfraze@lodenfrazecpas.com
Office: (727) 388-7075
Fax: (866) 877-1728

Directions via Google Maps

4601 Central Avenue
St. Petersburg, FL 33713